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MOST TRENDING CREDIT CARD

Lifetime free credit cards

HSBC Platinum Credit Card – Rewards, dining deals, cashback & global perks. Shop smart, travel better. Ideal for spenders who love benefits. Learn More 

Federal Bank Scapia Credit Card – Get a lifetime free credit card with zero forex markup and unlimited domestic lounge access. Learn More

Jupiter RuPay Credit Card – Lifetime free 3-in-1 card with 2% cashback on shopping, travel & dining, UPI rewards, lounge access, and ₹1,000 welcome gift. Learn More

Kiwi Credit Card – 100% virtual, lifetime free with up to 5% cashback, UPI rewards & lounge access. Learn More

RBL IndianOil Credit Card: Earn high fuel rewards and savings every time you fill up at IndianOil stations. Learn More

RBL ShopRite Credit Card: Earn big on groceries, fuel, and shopping with cashback and reward points every day! Learn More

IndusInd Bank Tiger Credit Card: It offers an exceptional blend of rewards and lifestyle benefits, letting you earn more on every spend while enjoying complimentary lounge access, movie tickets, golf privileges, and exclusive travel perks. Learn More

AU LIT Credit Card: India’s first customizable, lifetime-free card with flexible rewards you control via app. Learn More

ICICI Coral Credit Card: Earn rewards, enjoy lounge access, and save on movies and dining all in one card. Learn More

Best for travel

Jupiter RuPay Credit Card – Lifetime free 3-in-1 card with 2% cashback on shopping, travel & dining, UPI rewards, lounge access, and ₹1,000 welcome gift. Learn More

AU Altura Credit Card: A cashback-focused card with up to 2% rewards on groceries & utilities, milestone bonuses, free railway lounge access, and a fuel surcharge waiver—all for a nominal ₹199 fee. Learn More

IDFC SWYP – Swyp, split, smile – convert spends into EMIs, enjoy up to 16 rail lounge visits & discounts on dining & travel. Learn More

ICICI Coral Credit Card: Earn rewards, enjoy lounge access, and save on movies and dining—all in one card. Learn More

HSBC Live+ – Enjoy 10% cashback on essentials, 1.5% on all spends, plus complimentary lounge access with HSBC Live+ Credit Card. Learn More

Kiwi Credit Card – 100% virtual, lifetime free with up to 5% cashback, UPI rewards & lounge access. Learn More

SBI Miles Credit Card: Earn Travel Credits on every spend with free lounge access and global travel perks. Learn More

IndusInd Bank Tiger Credit Card: It offers an exceptional blend of rewards and lifestyle benefits, letting you earn more on every spend while enjoying complimentary lounge access, movie tickets, golf privileges, and exclusive travel perks. Learn More

HSBC Platinum Credit Card – Rewards, dining deals, cashback & global perks. Shop smart, travel better. Ideal for spenders who love benefits. Learn More

Federal Bank Scapia Credit Card – Get a lifetime free credit card with zero forex markup and unlimited domestic lounge access. Learn More

HDFC IRCTC Credit Card – Get 5%+5% SmartBuy rewards on IRCTC bookings, 1% on other spends, plus 8 complimentary IRCTC executive lounge visits per year. Learn More

Fuel saving credit cards

SBI BPCL Credit Card: Get up to 4.25% back on BPCL fuel, 5× rewards on groceries, dining & movies, plus a fuel surcharge waiver of ₹100/month—all for a ₹499 fee. Learn More

Axis Bank IndianOil Credit Card: Get 4% value‑back as EDGE rewards on fuel at IOCL outlets, 1% on online shopping, plus fuel surcharge waiver and partner discounts. Learn More

Axis Bank IndianOil RuPay Credit Card: Get 4% value-back on fuel at IOCL outlets, plus a welcome ₹250 fuel cashback, fuel surcharge waiver, discounts on movies & dining, and a waivable fee. Learn More

RBL Bank IndianOil XTRA Credit Card: Up to 8.5 % value-back on IOCL fuel (15 fuel points/₹100 + 1 % surcharge waiver), 2 points on other spends—free after ₹2.75 L annual usage. Learn More

RBL IndianOil Credit Card: Earn high fuel rewards and savings every time you fill up at IndianOil stations. Learn More

Rupay cards

IndusInd RuPay Platinum: Lifetime-free, UPI-enabled card with rewards on every spend and fuel surcharge waiver. Learn More

Axis Bank IndianOil RuPay Credit Card: Get 4% value-back on fuel at IOCL outlets, plus a welcome ₹250 fuel cashback, fuel surcharge waiver, discounts on movies & dining, and waivable fee. Learn More

Jupiter RuPay Credit Card – Lifetime free 3-in-1 card with 2% cashback on shopping, travel & dining, UPI rewards, lounge access, and ₹1,000 welcome gift. Learn More

Tata Neu HDFC Credit Card: Zero joining fee, up to 10% NeuCoins on Tata brands, and big savings on UPI & bill payments. Learn More

Federal Bank Scapia Credit Card – Get a lifetime free credit card with zero forex markup and unlimited domestic lounge access. Learn More

Kiwi Credit Card – 100% virtual, lifetime free with up to 5% cashback, UPI rewards & lounge access. Learn More

RBL Bank IndianOil XTRA Credit Card: Up to 8.5 % value-back on IOCL fuel (15 fuel points/₹100 + 1 % surcharge waiver), 2 points on other spends—free after ₹2.75 L annual usage. Learn More

RBL ShopRite Credit Card: Earn big on groceries, fuel, and shopping with cashback and reward points every day! Learn More

Cashback on shopping, dining, entertainment & lifestyle

Tata Neu HDFC Credit Card: Zero joining fee, up to 10% NeuCoins on Tata brands, and big savings on UPI & bill payments. Learn More

HSBC Platinum Credit Card – Rewards, dining deals, cashback & global perks. Shop smart, travel better. Ideal for spenders who love benefits. Learn More 

Federal Bank Scapia Credit Card – Get a lifetime free credit card with zero forex markup and unlimited domestic lounge access. Learn More

Jupiter RuPay Credit Card – Lifetime free 3-in-1 card with 2% cashback on shopping, travel & dining, UPI rewards, lounge access, and ₹1,000 welcome gift. Learn More

Kiwi Credit Card – 100% virtual, lifetime free with up to 5% cashback, UPI rewards & lounge access. Learn More

RBL IndianOil Credit Card: Earn high fuel rewards and savings every time you fill up at IndianOil stations. Learn More

RBL ShopRite Credit Card: Earn big on groceries, fuel, and shopping with cashback and reward points every day! Learn More

IndusInd Tiger Credit Card: Earn more on every spend, enjoy complimentary lounges and movies, and save on international transactions with lower forex charges. Learn More

AU LIT Credit Card: India’s first customizable, lifetime-free card with flexible rewards you control via app. Learn More

ICICI Coral Credit Card: Earn rewards, enjoy lounge access, and save on movies and dining—all in one card. Learn More

Pick the right card for smart saving

45+ Credit Card Available From 15+ Trusted Providers

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Enjoy Instant cashback  on top e-commerce sites

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Access to 250+ Digital Banking Services

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Avail 1% Cashback on online spends via e-debit card

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  • Plan with vision
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  • Save regularly

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KIWI Credit Card

  • Most Rewarded UPI virtual card

KIWI Credit Card offers a 100% virtual, Lifetime free card with up to 5% cashback, UPI rewards, and airport lounge access. For android users only.

Continue to KIWI

Kiwi Credit Card – Fees & Rewards at a Glance🔹 2% Cashback on Scan and Pay transactions
🔹 0.5% Cashback on online transactions (Excluding rent, fuel, etc.)
🔹 Milestone Rewards of up to 5% cashback
🔹 Earn rewards as ‘Kiwis’, redeemable for instant credit to your Savings Account
🔹 3 Airport Lounge Accesses on spending ₹50K, ₹1L, and ₹1.5L annually

Eligibility Criteria
✔️ Age: 25-60 years
✔️ Salaried Only
✔️ CIBIL Score: 720+
✔️ Minimum Income: ₹1.8L per annum

Documents Required
📌 ID Proof
📌 Income Proof: Last 3 months’ bank statements
📌 PAN Card

Federal Bank Scapia Credit Card

Get a lifetime free credit card with ZERO forex markup and unlimited domestic lounge access

Continue to Federal Bank

Fees & Charges

  • Lifetime Free Credit Card
  • Joining Fee: None
  • Annual Fee: None

Key Features

  • Zero forex markup on international spends
  • Unlock unlimited domestic lounge access + dining, shopping, or spa by spending ₹10,000/month
  • Earn 20 Scapia Coins/₹100 on travel via Scapia app; 10 Coins/₹100 on most other spends
  • 1% fuel surcharge waiver (up to ₹500/month on spends up to ₹5,000)
  • Scapia Coins redeemable for 100% value on travel bookings (5 Coins = ₹1)

Eligibility

  • Age: 23–40 years
  • Salaried: ₹30,000/month | Self-employed: ₹4L/year
  • Credit Score: 730+ (Not for new-to-credit applicants)

Documents

  • ID: PAN/Form 60
  • Address: Aadhaar, Passport, or utility bill
  • Income: Bank statement/salary slip

Photo: Passport-size

POP UPI Credit Card

Enjoy seamless UPI payments with the convenience of a card, no bank account needed

Continue to POP

Bank of Baroda Credit Card

 Smart spending made rewarding, powered by trust and great benefits

Continue to Bank of Baroda

Tata Neu HDFC Bank Credit Card

Zero joining fee! Save up to 1.5% on bill payments, ₹6,000 annually on UPI transactions, and enjoy up to 10% savings as NeuCoins on Tata brands like BigBasket, 1mg, Croma, TataCliQ, and more via the Tata Neu app.

Continue to Tata Neu

Fees & Charges : Joining Fee: ₹0

Annual/Renewal Fee: NeuCard Infinity: ₹1,499 + GST (Waived on spending ₹3 lakh or more in the previous year), NeuCard Plus: ₹499 + GST (Waived on spending ₹1 lakh or more in the previous year)

Exclusive Benefits
Up to 10% savings as Tata NeuCoins on purchases from Tata brands, including BigBasket, AirAsia, Tata 1mg, Croma, TataCliQ, Westside, Titan, Tanishq, and more. Applicable for transactions made via the TataNeu app/website and Tata NeuPass registration.

Up to 1.5% savings on all UPI transactions via the Tata Neu App using NeuCard (Maximum ₹500 per month).

Complimentary Airport Lounge Access:

NeuCard Infinity: 12 free visits annually (8 domestic + 4 international).

NeuCard Plus: 4 domestic lounge visits per year.

Additional Perks
1% Fuel Surcharge Waiver at all fuel stations across India for transactions between ₹400 and ₹5,000. (Maximum waiver per statement cycle: ₹250 for NeuCard Plus, ₹500 for NeuCard Infinity).

Revolving Credit Facility at competitive interest rates.

Zero Liability Protection on fraudulent transactions and card loss, provided it’s reported promptly.

Documents Required
Address Proof: Aadhaar, Passport, or Latest Utility Bills.

ID Proof: PAN Card, Voter ID, or Passport.

Income Proof: Bank Statement or Salary Slips.

Eligibility Criteria
Age: 21 – 65 years.

Employment Status: Salaried or Self-Employed.

Minimum Income Requirement:

Salaried: ₹25,000 per month.

Self-Employed: ₹6 lakh per annum.

RIO Credit Card

Rio is your all-in-one payment companion, a lifetime-free credit card that links with UPI, enabling you to scan and pay effortlessly anywhere.

Continue to Rio

Fees & Charges
Joining Fee (First Year): ₹0
Annual Renewal Fee: ₹0

  • The YES Bank Rio RuPay Credit Card is a lifetime free card designed for digitally active users. Earn Rio Coins on every transaction, which can be redeemed as direct cashback to your bank account. Get additional perks like health and wellness offers, making it a valuable card for everyday use.

Key Features

  • Rio Coins: Earn on every transaction
  • Cashback: 4 Rio Coins = ₹1, directly credited to your account
  • Earning Rate: 3 Rio Coins per ₹100 spent via the Rio UPI App

Eligibility

  • Age: 21–60 years
  • Minimum Income: ₹25,000 monthly (salary) or ₹5 lakh annual ITR (self-employed)

Jupiter Credit Card

upiter Credit Card is a lifetime free 3-in-1 Edge RuPay card offering 2% cashback on shopping, travel, and dining, 0.4% on all other spends, 1% fuel surcharge waiver, 1 complimentary lounge access per quarter, and welcome rewards worth ₹1,000.

Continue to Jupiter