KIWI Credit Card

KIWI Credit Card offers a 100% virtual, Lifetime free card with up to 5% cashback, UPI rewards, and airport lounge access. For android users only.

Kiwi Credit Card – Fees & Rewards at a Glance🔹 2% Cashback on Scan and Pay transactions
🔹 0.5% Cashback on online transactions (Excluding rent, fuel, etc.)
🔹 Milestone Rewards of up to 5% cashback
🔹 Earn rewards as ‘Kiwis’, redeemable for instant credit to your Savings Account
🔹 3 Airport Lounge Accesses on spending ₹50K, ₹1L, and ₹1.5L annually

Eligibility Criteria
✔️ Age: 25-60 years
✔️ Salaried Only
✔️ CIBIL Score: 720+
✔️ Minimum Income: ₹1.8L per annum

Documents Required
📌 ID Proof
📌 Income Proof: Last 3 months’ bank statements
📌 PAN Card

Federal Bank Scapia Credit Card

Get a lifetime free credit card with ZERO forex markup and unlimited domestic lounge access

Fees & Charges

  • Lifetime Free Credit Card
  • Joining Fee: None
  • Annual Fee: None

Key Features

  • Zero forex markup on international spends
  • Unlock unlimited domestic lounge access + dining, shopping, or spa by spending ₹10,000/month
  • Earn 20 Scapia Coins/₹100 on travel via Scapia app; 10 Coins/₹100 on most other spends
  • 1% fuel surcharge waiver (up to ₹500/month on spends up to ₹5,000)
  • Scapia Coins redeemable for 100% value on travel bookings (5 Coins = ₹1)

Eligibility

  • Age: 23–40 years
  • Salaried: ₹30,000/month | Self-employed: ₹4L/year
  • Credit Score: 730+ (Not for new-to-credit applicants)

Documents

  • ID: PAN/Form 60
  • Address: Aadhaar, Passport, or utility bill
  • Income: Bank statement/salary slip

Photo: Passport-size

POP UPI Credit Card

Enjoy seamless UPI payments with the convenience of a card, no bank account needed

Bank of Baroda Credit Card

 Smart spending made rewarding, powered by trust and great benefits

Tata Neu HDFC Bank Credit Card

Zero joining fee! Save up to 1.5% on bill payments, ₹6,000 annually on UPI transactions, and enjoy up to 10% savings as NeuCoins on Tata brands like BigBasket, 1mg, Croma, TataCliQ, and more via the Tata Neu app.

Fees & Charges : Joining Fee: ₹0

Annual/Renewal Fee: NeuCard Infinity: ₹1,499 + GST (Waived on spending ₹3 lakh or more in the previous year), NeuCard Plus: ₹499 + GST (Waived on spending ₹1 lakh or more in the previous year)

Exclusive Benefits
Up to 10% savings as Tata NeuCoins on purchases from Tata brands, including BigBasket, AirAsia, Tata 1mg, Croma, TataCliQ, Westside, Titan, Tanishq, and more. Applicable for transactions made via the TataNeu app/website and Tata NeuPass registration.

Up to 1.5% savings on all UPI transactions via the Tata Neu App using NeuCard (Maximum ₹500 per month).

Complimentary Airport Lounge Access:

NeuCard Infinity: 12 free visits annually (8 domestic + 4 international).

NeuCard Plus: 4 domestic lounge visits per year.

Additional Perks
1% Fuel Surcharge Waiver at all fuel stations across India for transactions between ₹400 and ₹5,000. (Maximum waiver per statement cycle: ₹250 for NeuCard Plus, ₹500 for NeuCard Infinity).

Revolving Credit Facility at competitive interest rates.

Zero Liability Protection on fraudulent transactions and card loss, provided it’s reported promptly.

Documents Required
Address Proof: Aadhaar, Passport, or Latest Utility Bills.

ID Proof: PAN Card, Voter ID, or Passport.

Income Proof: Bank Statement or Salary Slips.

Eligibility Criteria
Age: 21 – 65 years.

Employment Status: Salaried or Self-Employed.

Minimum Income Requirement:

Salaried: ₹25,000 per month.

Self-Employed: ₹6 lakh per annum.

RIO Credit Card

Rio is your all-in-one payment companion, a lifetime-free credit card that links with UPI, enabling you to scan and pay effortlessly anywhere.

Fees & Charges
Joining Fee (First Year): ₹0
Annual Renewal Fee: ₹0

  • The YES Bank Rio RuPay Credit Card is a lifetime free card designed for digitally active users. Earn Rio Coins on every transaction, which can be redeemed as direct cashback to your bank account. Get additional perks like health and wellness offers, making it a valuable card for everyday use.

Key Features

  • Rio Coins: Earn on every transaction
  • Cashback: 4 Rio Coins = ₹1, directly credited to your account
  • Earning Rate: 3 Rio Coins per ₹100 spent via the Rio UPI App

Eligibility

  • Age: 21–60 years
  • Minimum Income: ₹25,000 monthly (salary) or ₹5 lakh annual ITR (self-employed)

Jupiter Credit Card

upiter Credit Card is a lifetime free 3-in-1 Edge RuPay card offering 2% cashback on shopping, travel, and dining, 0.4% on all other spends, 1% fuel surcharge waiver, 1 complimentary lounge access per quarter, and welcome rewards worth ₹1,000.